How Penny knows
She reads the originals.
Not the papers. Not the forums. The documents companies are legally required to publish.
Her reading list
Company announcements
The official versions from Investegate and companies' own investor feeds — the same wording the City reads.
Read twice each weekday
Companies House filings
Accounts, directors' changes, the paperwork every UK company must file. Read from their public pages.
Checked every few hours
News articles
Real published articles via Google News. Penny's plain-English version is her paraphrase of the article, never her invention — the original is always one tap away.
Read every morning
Share prices and the FTSE
Yahoo Finance, covering the FTSE 100, FTSE 250 and AIM as well as individual companies. Delayed by around 15 minutes.
Through the day, delayed ~15 min
Bank of England
The base rate and the average savings, mortgage and loan rates across the market, downloaded from the Bank's own statistics database. Averages, not best-buy tables.
Updated weekly
NS&I
The published Premium Bonds prize fund rate and odds, read from NS&I's own product page.
Checked weekly
Business newsrooms
The business desks at Sky News, the BBC and the Guardian, through the feeds they publish themselves. Reporting rather than the official record — Penny passes on the headline and the link, and never quotes anybody's personal social account.
Read through the day
Public investment bodies
What the National Wealth Fund and the British Business Bank announce on gov.uk when public money goes into a company or a project.
Read every morning
Complaints records
The complaints every large firm reports to the Financial Conduct Authority, and how many were decided in the customer's favour. Published as a table, twice a year — so it's a record, not a live figure.
Published twice a year
Rate decision dates
The Thursdays the Bank of England has published for its rate decisions, taken straight from the Bank's own diary. Dates only — nobody knows the outcome in advance.
Published a year ahead
The regulator's warning list
Firms the Financial Conduct Authority has warned the public about, from its own warnings feed. Penny only mentions one when the whole name matches.
Read every day
Firms that have failed
The compensation scheme's own list of firms declared in default — the point at which customers can claim.
Read every day
Rates and allowances
HMRC's published allowance and tax-rate pages, alongside Treasury announcements, so the ISA limit and the personal allowance come from the source rather than memory.
Read every morning
House prices
The average UK house price from HM Land Registry's official index. It runs about two months behind, and we say which month it covers.
Published monthly
Provider charges
Named platform fees are read by hand from each provider's charges page, and carry the date they were checked.
Reviewed every three months
The honest bits
Prices are delayed by about fifteen minutes — that's fine, we're not day-trading.
Rates are Bank of England market averages, not best-buy tables. We don't buy a best-buy licence, so we don't pretend to have one.
Newspaper stories are somebody's reporting, not the official record. Penny shows who published it so you can weigh it yourself.
Every figure carries the date it was last checked. If a source stops updating, that section says we're refreshing it rather than showing you an old number.
Anything in Practice Mode is pretend — the prices behind it are real, the money never is.
Penny reads originals, not headlines — so she's never repeating someone else's spin.
If she can't verify something, she says so rather than guessing.
Questions about any of it?
Ask her yourself.
And anywhere on Saverz, tap a word you don't recognise — she'll translate it on the spot.
Ask PennyWant to test me? Pick something that already happened and see whether I'd have spotted it at the time.