Penny

Penny's help desk

I read the announcements UK companies publish and explain the ones that matter in plain English. Ask me anything, let me show you round, or take a lesson — whichever suits you today.

New here? I can show you round, get you set up, and explain how it all works — shall we start?

Yes, show me round I've got a question

I'll never tell you what to buy. That part is always your call.

Brushed silver and graphite shapes with a single red line

Ask meAsk me a questionA word you keep hearing, a worry about your money, or a company name. I answer in a sentence or two.Open Show me roundTake the tourA minute of your time. What I read overnight, what I flag, and how you practise without risking a penny.Open LessonsLearn the basicsShort reads in plain English — shares, ISAs, fees, the FTSE — at your own pace, no homework.Open FeesWhat will a platform cost?The three ways UK platforms charge, what a year really costs, and how to choose where to buy.Open Rate WatchWhat are rates doing?I watch the base rate, savings, mortgages and loans around the clock — and only mention what matters.Open HeadlinesExplain a headlinePaste anything you’ve read about money and I’ll say plainly what happened, and who it affects.Open SourcesHow I know all thisMy whole reading list — official announcements, filings, reports, prices and rates — plus the honest bits.Open