Plain-English answers on shares, savings and rates — so you can decide with confidence.
We never hold your investments and you can't buy shares here — your money stays wherever you keep it.
14.1 million
DIY investment accounts in the UK. One in five adults now invests on their own.
4 in 5
DIY investors have never had financial advice. They're picking shares, funds and ETFs completely alone.
40%
of people who don't invest say a lack of knowledge is what stops them.
29%
feel overwhelmed by the number of options.
Millions are guessing. You don't have to.
Sources: FCA Financial Lives Survey; Boring Money Advice Report.
It shouldn’t be this hard. So we built Saverz.
Penny reads the boring stuff, explains it like a friend, and helps you understand before you invest. The decisions are always yours.
Company announcements
The official wording, twice every weekday
Companies House
Accounts and directors' filings
Bank of England
The base rate and market averages
NS&I
The Premium Bonds prize rate
The regulator
Warnings, complaints records, failed firms
Business newsrooms
Sky, BBC and Guardian business desks
Nine more, and how often each one refreshes — see the full list
Everything she says links back to where it came from. When she isn't sure, she says so.
Not sure where to begin? That's Penny's favourite kind of person.
01
Say hello — no sign-up needed
02
She’ll show you round and help you set up in a couple of minutes
03
Then she starts reading the market for you
PENNY'S MORNING NOTE
Morning. Here's Saturday's note.
Tesco
+1.2%Britain’s biggest supermarket
Strong food sales in yesterday’s trading update.
National Grid
−0.4%Carries the country’s electricity
No news of its own — the whole sector drifted down a touch.
Greggs
+0.6%Sausage rolls, 2,500 shops
Twelve new shops confirmed for the autumn.
Nothing needs your attention today — enjoy your weekend.
— Penny
An example note — not live data.
The words, the how, and the reading.
01
ISA, ETF, yield, spread — tap any word and Penny explains it in one sentence, like a friend would.
02
Short lessons on what a fund is, what fees really cost you, and how to check a company before you buy.
03
She reads the filings, results and news for you, then hands you a plain-English note with every source linked.
One of Penny's cards
It still sells more groceries than anyone in Britain — but growth is thinner than last year, so it's worth a look before you add more.
Plain English, always
Not a summary in the same language that confused you. A sentence you'd actually say out loud.
A results statement runs to ninety pages of “adjusted operating margin” and “headwinds”. Nobody reads it. Penny does.
It comes back as a sentence a friend would say: they sold more, but it cost them more to do it.
Every line links to the page it came from, so you can check her working — and she says so plainly when she isn’t sure.
Free: five companies from Penny's fifty, once a day. Members: 30 companies — any listed company or fund — the moment it happens.
Move the dial and see the shape of the difference.
In a savings account
£14,725
Invested
£17,308
After 10 years, illustration only — not a rate, a quote or a suggestion. Real investing goes up and down. — Penny
Got a lump sum instead? The full calculator handles that too.
Penny's honest rule
Before you invest a single pound: build a rainy-day fund first — three to six months of spending, in a savings account you can reach instantly. Investing is for money you won't need for years. If you might need it soon, a savings account isn't boring — it's smart.
That's a perfectly good place to be — and often the right one. Savings accounts, Cash ISAs and Premium Bonds are where most people should start, and Penny watches those just as closely as she watches shares.
Inside your dashboard
Filings land at 7am. Rates change overnight. Penny reads it all and keeps the one thing that matters.
Overnight, on your behalf
Company filings
the official paperwork
Results
how the year is going
Announcements
anything they must tell you
Savings rates
what the banks are paying
The lessons work whether you've really got £100 or £1 million.
Plain English, always. · Every fact shows its source. · We say “we don’t know” when we don’t. · No tips, no hype — the decisions are yours.
