Onboarding

Start with your life, not a ticker

Five honest questions about your circumstances. Nothing is stored anywhere, and the result is a learning plan — a list of things worth understanding next. It will not suggest an investment, a broker or a portfolio, because nobody who has never met you should.

Question 1 of 5

Is this money needed within five years?

Money with a near deadline behaves very differently from money you can leave alone.

Question 2 of 5

Do you have emergency savings?

A cash cushion is what stops you having to sell at the worst possible moment.

Question 3 of 5

Are you learning, investing for the long term, building income, or just curious?

Different goals mean different words to learn first.

Question 4 of 5

Do you prefer simple or hands-on?

Neither is better. Hands-on takes time and usually costs more in charges.

Question 5 of 5

How would you feel if the value dropped by 20%?

£1,000 becoming £800 on a screen. Be honest — the honest answer is the useful one.

Answer all five and your learning plan appears here.